Max Panas

About Me

My name is Max Panas. I’m a State Farm® Insurance Agent in Gilbert, Arizona, and I help people in the Phoenix area review coverage and understand how their policies work. I also support customers in Utah, so you can contact my office even if you are outside Arizona. 🙂

My focus is on clear conversations, practical guidance, and coverage options that match your needs. If you are updating a policy, bundling coverage, or shopping for a plan, I explain what you have and what to consider before you decide.

Google rating: 4.9/5 (268 reviews) Address: 139 S Higley Road, Suite 103, Gilbert, AZ 85296

I’m located in Gilbert and serve the Phoenix metro area and Maricopa County, including Mesa, Chandler, Tempe, Queen Creek, and nearby communities.

What I Help With (Insurance Advisor)

I help customers with coverage options such as:

• Auto insurance

• Homeowners insurance

• Renters insurance

• Life insurance

• Health insurance

• Business insurance

• Motorcycle insurance

• Recreational vehicle and camper insurance

• Pet insurance

If you tell me what you want to protect and what matters most to you, I will help you review options and explain the differences in plain language.

Experience (E): What I Do and How I Got Here

I started my State Farm career in 2017, and in 2019 I opened my agency in Maricopa County. Since then, I have helped individuals and families with coverage questions, policy features, and coverage reviews as needs change.

Common reasons customers reach out:

• Coverage reviews to understand what they have now

• Life changes such as moving, adding a driver, or purchasing a vehicle

• Questions about how coverage works in everyday situations

Authority (A): Local Service in Gilbert and the Phoenix Valley

I’m a local State Farm agent based in Gilbert, AZ. My service area includes the Phoenix metro area and nearby communities, and I also support customers in Utah.

My office address is: 139 S Higley Road, Suite 103, Gilbert, AZ 85296

Multilingual support: My team can help with conversations in Spanish and French. 🙂

How I Help You Make Decisions

My goal is to be consistent and responsive. I help you understand what your policy covers and how it may apply to your situation. I build confidence through communication, follow-through, and clear explanations.

What that looks like:

• I take time to understand what you want to protect

• I review your current coverage, if you already have a policy

• I compare options in straightforward language

• I answer questions before you decide

How I Work With You

When you contact my office, I take time to learn what you are considering. Then I help you:

• Review your current coverage, if you already have one

• Compare options using clear, policy-based explanations

• Identify coverage gaps or misunderstandings, when they come up

• Choose next steps that fit your situation

Summer Safety in Arizona and Monsoon Preparation Tips 🌞🌩️

Arizona summers can be intense, and monsoon season can bring sudden heavy rain, lightning, hail, and fast-moving storms. Here are practical steps you can take now to prepare.

1) Review common seasonal risks

Before the hottest months and storm season, consider what could be impacted:

• Your vehicle (heat stress, tires, windshield visibility, hail risk)

• Your home or rental (roof, gutters, drainage, landscaping)

• Your belongings (water intrusion, power surges, dampness)

• Your workplace or business (equipment exposure and downtime needs)

If you are unsure what to check, I can help you think through a coverage review based on your situation.

2) Prepare your property for heavy rain

A few steps that often help reduce problems during storms:

• Clear gutters and downspouts so water flows away from the structure

• Check that drainage paths move water away from driveways and entryways

• Make sure outdoor items are secured (patio furniture, bins, loose tools)

• If you have a pool, confirm basic safety and storm precautions

3) Get your “storm readiness” supplies together

Consider keeping a simple kit at home:

• Flashlights and fresh batteries

• A portable phone charger

• Copies of key documents (paper or secure digital photos)

• Basic first aid items

• Bottled water and non-perishable snacks

For vehicles:

• Keep an emergency kit in the trunk

• Check tire pressure and windshield wipers before summer storms

4) Plan for lightning, hail, and sudden downpours

During monsoon storms:

• Stay indoors when lightning is close

• Avoid driving through flooded roads, even if the water looks shallow

• Slow down and leave extra space for braking distance

• If hail is possible, consider parking in a sheltered area when available

5) Check what you have for water-related issues

Monsoon storms can involve more than just rain. Some people are surprised by how coverage applies to certain water events.

I can help you ask the right questions, such as:

• What your policy covers for water damage or water intrusion

• What endorsements or coverage options may apply to your situation

• How deductibles work for relevant claims

If you want, I can review your current policy and point out items to consider before storms arrive.

6) Keep your insurance information easy to find

When weather turns quickly, it helps to have:

• Your insurer and policy information accessible

• Claim instructions saved (phone number and steps)

• Photos of valuables or a home inventory list, if you have one

Community Roots

I’m originally from Duchesne, Utah, and I value family, community, and the outdoors. Outside the office, I coach youth sports and spend time on activities like hiking, camping, fishing, hunting, and riding motorcycles. Those experiences help me bring a practical, customer-focused approach to my work.

I’m also active in the Morrison Ranch community and support local events and initiatives.

Request a Quote or Review Your Coverage

If you would like to request a quote or review your current coverage, call or stop by:

139 S Higley Road, Suite 103, Gilbert, AZ 85296

I help customers with auto, home, renters, life, business, motorcycle, RV and camper, pet, and other insurance needs. If you are in Arizona or Utah, you can contact my office and we can discuss your situation. 😊